Temporary Insurance for 18 yr olds - How can I make this work?

Query by Daniel: Short-term Insurance for 18 yr olds - How can I make this function?
I go to Uni and want to use my mothers automobile wen i'm back at property in the hols. Difficulty is I am only 18 and the auto is a VR6 Highline, with Uk group 16 insurance plan. It's going to expense me about 2000 for a yearly everlasting insurance policy, but id prefer just to go on my mothers policy temporary if itd b less costly. For instance i could spend for her insurance policy on the vehicle completely

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