Temporary Insurance for 18 yr olds - How can I make this work?

Query by Daniel: Temporary Insurance coverage for 18 yr olds - How can I make this work?
I go to Uni and want to use my mothers vehicle wen i'm back at house in the hols. Trouble is I'm only eighteen and the car is a VR6 Highline, with United kingdom group 16 insurance plan. It will price me about 2000 for a yearly long lasting insurance policy policy, but id desire just to go on my mothers policy temporary if itd b more affordable. For instance i could pay out for her insurance coverage on the

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