It's long been recognised as a way to get a young driver insured cheaply, yet most people aren't aware that it's a form of fraud. I'm talking about Fronting Up – the practice of a parent insuring themselves on their teenager's car, and listing the teenager as a named driver only.
If you have claimed to be the main driver on a car yet the car is actually being kept at your son or daughters university, you'd have a hard time explaining how it got stolen from the campus car
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